I&M Bank Kenya Asset Finance for Import Cars with MHH International

Our partnership with I&M Bank allows you to buy the car you have always dreamed of, delivered with the comfort of our exceptional import service

Why Asset Finance is the Smart Way to Import

  • Buy your dream car today with just a 20% deposit and no additional security.
  • Lets your money work harder and keeps your financial options flexible.
  • Worldwide choice: choose cars from the UK, Japan and Australia. All brands available.
  • Personal service: Receive your car personally from our team in Nairobi.


Your Exceptional Import Service

  • Ultimate Convenience: Our expert team takes care of every detail so you don’t have to..
  • Exceptional quality cars only all with certified mileage.
  • 3 month warranty to give you peace of mind.
  • Buy with confidence. Our one clear price policy includes all costs to Nairobi.
  • Personal service: Receive your car personally from our team in Nairobi.
  • Additional Options such as tropicalisation, window tinting, entertainment system upgrades, body kits available.
  • Showroom Standard: Every car is delivered to showroom standard.

Affordable Monthly Repayments

You could repay your loan for as little as 53,655 kes per month.

Car Price 20% Deposit Amount to Finance 24 months 36 months 48 months
2,500,000 500,000 2,000,000 95,084 67,388 53,655
4,000,000 800,000 3,200,000 190,167 134,776 107,310
6,000,000 1,200,000 4,800,000 285,251 202,164 160,965


One Clear Import Price

Our price includes all importation costs so you have no surprises. Our first class import service takes care of everything to import your car safely to Nairobi. So you can relax and look forward to the open road.

What’s Included

  • Cost of your vehicle & shipping to Mombasa.
  • Import duties and levies.
  • Port charges.
  • Preparation to showroom standards.
  • Import Declaration Form application and processing (IDF)
  • Transportation of your vehicle to Nairobi.
  • Joint registration fee.
  • Personal handover from our MHH International agent in Nairobi.
  • Pre-export preparation & QISJ.
  • Registration of your vehicle in Kenya.
  • Clearing agent fees.
  • Fully comprehensive insurance cover to Nairobi (no excess).
  • Valuation by I&M’s approved panel.
  • Secure gated storage for your vehicle.
  • Joint registration fee.
  • Free 3 month warranty from MHH.


Your Questions Answered

What Documentation will I need to provide when I apply for my loan?

The documentation required from you by I&M is as follows:

  • Fully completed Asset Finance application form. (Available from all I&M branches)
  • Proforma Invoice
  • Original bank statements for current 6 months period
  • ID & PIN Copies
  • All directors PIN and ID copies (for Limited companies)
  • Company PIN card copy (for Limited companies)
  • Certificate of Incorporation/Registration (for Limited companies)
  • Memorandum & Articles of Association (for Limited companies)
  • Pay Slips (for the employed)

How long does it take to import a car from the UK?

A typical purchase takes 8 weeks from the day that the deposit is received to you collecting it. Approximately half of this time is the shipping time for the ship to reach Mombasa. And the remainder allows for your car to be fully inspected and prepared prior to shipment and then cleared through customs on arrival and transported and prepared for your collection.

What age of vehicle can I finance?

Under Kenyan regulations, used cars must be no more than 8 years old.

How do I know that I can trust MHH International?

MHH International has been importing vehicles to Kenya for over 10 years. I&M Bank has selected MHH International as their UK & Japan car import partner because of the strict quality control and their highly professional car import service.

Who do I contact to get my car purchase started?

Simply contact MHH International via the enquiry form on the MHH International website. One of the sales team will be in touch very quickly to discuss your needs. I&M Bank will require their usual paperwork to approve your asset finance application once you’ve shortlisted a car with MHH International.

What if I don’t have an account with I&M Bank?

I&M Bank extends the offer of asset finance on UK & Japanese imports to both account holders and non-account holders.

When do I start to repay my loan?

Approximately 1 month after receiving your vehicle.

How much deposit do I have to pay?

Percentages will vary from time to time but generally, I&M Bank bases its loan offers on a 20% deposit for used personal vehicles.

When does the deposit get paid?

The deposit is required to secure your vehicle from being sold to another customer within the UK / Japan / Australia. Typically MHH International will require the deposit once a suitable vehicle has been chosen and the loan offer letter has been issued by I&M Bank.

Who do I pay the deposit to?

Deposits are payable to MHH International through account held at I&M Bank.

Do MHH International have an office in Kenya?

Yes we do. Please come and meet our team in Westlands, Nairobi. We would be delighted to meet you and help you to import your next car. Our address is: 4th Floor, The Pavilion, Lower Kabete Road, Nairobi.

How can I be confident that the mileage on my car has not been tampered with?

All MHH International cars must meet 6 independent inspections before we buy it on a client's behalf. All mileage is independently certified to prove it is genuine.

How can I be sure that my car represents value for money?

MHH International can provide a shadow valuation before buying the car and will also provide a valuation as part of the package once the vehicle has arrived in Mombasa for insurance purposes. I&M Bank requires that the valuation is completed by one of their approved valuers within the bank’s panel.

Is there any other documentation not already mentioned required to import my car?

Yes, MHH International will arrange for all of the necessary documents including the IDF (Import Declaration Form), vehicle invoice and copy of duty payment receipt to be forwarded to I&M Bank. In addition, MHH International will also carry out a KRA search as soon as your car has been registered and forward this to I&M Bank for their records.

Do I have a warranty on my car?

MHH International gives 3 months warranty on all UK cars purchased using asset finance. Japanese cars are also given an automatic 3 month warranty when purchased with asset finance on condition they have been allowed to have an oil service. Terms and Conditions available on request.

What happens if my car is written off after I have received it?

The vehicle should be comprehensively insured by an underwriter within the bank’s panel before the release letter is issued.

Can I make overpayments?

Yes, you can and there is no penalty for early pay-offs.

Can I select my own car insurance provider?

Yes, but it has to be within the bank’s panel.

Am I required to have a tracker on the vehicle?

Yes. The bank requires you to have a tracker installed. This is arranged automatically as part of the service and is invoiced to you separately to the car. Prices start at Kes 55,000 which will cover your for a full 4 year period. A list of the approved service providers on the bank's panel will be separately availed upon loan approval.